Step 6: Do your Due Diligence
In the month or so before you close, you'll have the opportunity to make sure this home is everything it seems. You'll coordinate with home inspectors, termite inspectors, appraisers, etc. to make sure you know what you are getting with your house. Step 7: Order a Homeowner's Insurance Policy
Work with an insurance agency to make sure your new home and all the valuables in it are covered. The insurance company will need your personal information, as well as some information on the house, such as the year built, closing date, and coverage amount. Step 8: Do a Final Walk-Through
In the final days before closing, your lender, agent, and the title company will be working behind the scenes to make sure everything is ready to go. Double-check that there isn't any last-minute paperwork you need to take care of, but don't worry too much — no news is good news! Your agent will take you through a final walk-through of the house to make sure the home is in the condition you last saw it. Step 9: Coordinate with Movers and Utility Companies
You don't want your first week in your dream home to come without hot water or working lights! Don't forget to contact all utility companies a week before you close, and make sure movers are ready to get you settled into your new home as soon as possible. Step 10: Close on Your House and Celebrate
You'll be giving out plenty of autographs on closing day — signing documents that finalize your mortgage and make the house officially yours. You'll also pay the seller, so don't forget to bring copies of your I.D. as well as your down payment in the form of a cashier's check (no personal checks). Congratulations! You're a homeowner! Time to plan a killer celebration (or, more likely, moving party).
Buying a home can feel intimidating, but I'm here to ensure that every step is the right step for my clients. I'd love to help you along on your home-buying journey. Contact me
, and we'll work on the next right step for you.